Stability | Savings | Transparency | Trust | Customer Service

Mission Statement

We care enough about you to offer the level of reliability that you can expect only from friends and
family. Our clients are secure in knowing that they get world class service. We exceed our clients’
expectations and we do this at a very competitive price.

Our clients, in turn, gladly refer their friends, coworkers and family.

Stability & Savings

PLS was founded in 2000 as a Mortgage Broker Corporation committed to using technology and pass on the savings, transparency and convenience to home mortgage customers. When a client meets with us, we delve into details on what their goals and objectives are rather than trying to find a home or locking their interest rate. These actions are no doubt important, but we want to understand the drivers behind the action. This helps us in aligning our work towards the clients’ priorities, thus exceeding their expectations.

More than 90% of our business comes from referrals! That alone vouches for our credentials. We are thankful for the Customer Reviews posted on our website.


We educate our clients every step of the process from start to close of escrow with no hidden agenda.

All business decisions are made in a manner consistent with our Values and Code of Ethics and completed with personal attention and care.


Our user-friendly online application can be completed in approximately less than 15 minutes. Upon submission of your application we will initially process and provide a summary and request a list of required documentation which you can upload securely at our portal. You will be provided with regular updates as per our Homeowner chart.

Customer Service

We are not a multi layered corporation and we have cut through bureaucracy and red tape. When we started this business, we were determined to eliminate junk fees! We offer full scale service at an affordable price be it Real Estate or Mortgage Lending.

Finding a mortgage loan for your home can be a confusing experience. With so many options to choose from, it can be difficult to find your way. That’s why Payless Loan Source is your number one source for a loan. We will guide you through the lending process, provide you with any help you need, and will try to simplify the process. You’ll get the service and selection you want from us!

Since real estate tends to represent the single largest investment most of us ever make, it is vital to secure the best financing available. Every borrower has different needs, every property is unique, and every lender has its own rules and programs. The difficulty for most people in shopping for their own loan is that they don’t know all the right questions to ask. Adding to the difficulty is the fact that most lenders have only two or three programs to offer, so their job is to sell you what they have, rather than find the program that fulfills your needs.

Who is Payless Loan Source?

 Fulltime residential real estate and finance professionals that have been in business for over twenty years.

 Experts at working through the mortgage lending process to save you time.

 Your gateway to many lenders.

 Providers of loans that comply with industry standards and requirements.

 Specialists with competitive, uptodate loan rates.

 Resources of knowledge on current trends and terms in the industry.

 Affordable consultants who will save you time and money.

Why Payless Loan Source?

 Our focus is to help you achieve the “American Dream” through proper financing of your home.

 We have a vested interested in satisfying your needs.

 We will select the best lender from our many sources to provide you with a loan that meets your individual needs.

 We have extensive knowledge of many loan programs available and will take the time to fit your needs to the best loan.

 There is a loan for everyone, and we know how to find it.

 Because interest rates change daily, we can obtain a locked in rate to ensure that the rate being offered is available to you at closing.

 We are motivated to keep the processing time to a minimum to satisfy you with timely performance.

 Our position and experience in the mortgage industry gives us a competitive edge allowing us to provide you with a loan that costs less.

As your personal Mortgage Bankers, we are happy to work for you to find the best loan for your home

Contact us today!

Payless Loan Source

2955 E Hillcrest Drive, Suite 124
Thousand Oaks, California 91362
Phone: (805) 371-0431
Fax: (805) 371-0420

How can we help?

Feel free to ask a question or simply leave a comment.